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Funeral planning

Funeral Planning

When you die, how do you want people to celebrate?

In the event of a loss of a loved one, having financial pressures can an unwanted burden to shoulder.

We help individuals and couples remove any potential burden from their families in the event of their death by planning appropriately for funerals. According to SunLife, the average cost of a funeral in the United Kingdom last year was £4,271. This cost has risen by 5% in the previous 12 months and has doubled since 2004.

Planning a funeral can be overwhelming, especially when you're grieving the death of a loved one. There are many details to take care of, from arranging funeral transport, to choosing music and readings for the service. This article will guide you through the process of planning a funeral service, making a difficult time a little bit easier.


Funeral Planning Explained

There are a number of different types of funeral that can legally take place in the UK.

The two main options you have for your funeral are essentially burial and cremation. However, within those two funeral types there are a lot of different options. For example, you can opt for a woodland burial or having your ashes scattered in a particular place. You can also opt for a variety of religious or secular services, depending on your preference. Don’t forget that many people like to have a wake or memorial service in addition to the funeral event, in order to remember the deceased in their own way. This can often be at a completely different time to the funeral and death itself.

Funeral services

Many people opt for a more conventional type of funeral. This usually consists of either a religious or secular service of some kind to commemorate the deceased, followed by either burial or cremation.

If you’re opting for a religious service, this will normally be run by a religious leader such as a priest, vicar or rabbi, within the traditions of that faith. If the deceased was a regular worshipper, the religious leader may know them already, meaning they will be able to offer a personal touch. For a secular funeral, a professional celebrant or registrar will usually run the service. They are less likely to know the deceased personally but they are often very experienced at running these services and tend to be very professional.

Memorial services

Memorial services are events where the deceased is remembered. They are usually held separately from a funeral, sometimes because the body is not available. This can occur if a coroner is involved or if the body is missing, such as at sea. These can be religious or secular events and can be very similar to a funeral, but without the presence of a body.

Simple funerals

We also respect the fact that some people prefer to keep their funeral as simple as possible. We offer an option for a non-attended cremation (without visitors). Many people who donate their body to science opt for this type of funeral. It’s a cheap and simple option which many people favour out of personal modesty.

Disposal of ashes

Following cremation, you have the option of scattering ashes or keeping them. Many families choose to retain the ashes of their loved one in some kind of container, such as an urn. They may choose to scatter the ashes at a later date, once they feel ready. It’s important not to feel hurried to dispose of the ashes, and it can take time to gather the family. It’s common for the family to handle the disposal of ashes by themselves at a private informal event, without the help of a religious leader or celebrant.

Unconventional options

It’s increasingly common for people to opt for less conventional methods of funerals and disposing of their remains. For example, we often get requests for woodland burials or scattering of ashes in unusual places such as football grounds. Religious leaders and celebrants are normally quite accustomed to being asked to conduct different kinds of funerals; for instance, it’s quite common for families to ask for donations to a charity in lieu of flowers, or to ask people to wear bright colours to commemorate a loved one.

Plan ahead

Although many people don’t care to think of death before it happens, as funeral directors we often see grieving families left unsure of their loved one’s wishes. It’s a good idea to understand what your loved one would want for their funeral if they were to be taken from you suddenly. It’s a way of helping them with the practical arrangements should the unexpected happen.

Making things simple

Initial Call

Get to know us, discuss your requirement confidentially and set a date for a no-obligation meeting.

Contact Us

Discovery Meeting

Meet with us for an in-depth discussion regarding your requirements. We will answer any queries you may have as well as listen to your specific needs. The coffee is on us.

Proposal and Implementation

We make a bespoke proposal to you that outlines our advice as well as the next steps.

Funeral Planning FAQs

What is a Funeral Plan?

A Funeral Plan acts as a type of insurance policy that is taken out to cover the entire, or portion, of the costs related to a funeral. These plans can be taken out with a number of providers and can be paid for in one go, upfront, or via monthly instalments – much like a regular insurance policy.

How can planning appropriately help ease the burden on the family of the deceased?

Typically, if the Funeral Plan is paid upfront, the cost is locked in at the price of the funeral on the date it was purchased. If a number of years pass until it activated upon the death of the purchaser, this can enable to family to save a considerable amount. Given how funeral costs have risen exponentially in recent times, and are set to continue increasing in years to come, this is a savvy move from a financial perspective.

Is there anything else to pay relating to the funeral if the policy is paid monthly?

Typically, yes. Pay monthly policies may cover the majority of the funeral costs, or at least specific items, but there may be a shortfall. Usually, this is a much smaller balance but it will differ from policy to policy.

How can a Funeral Plan help the family, emotionally?

A Funeral Plan not only removes all, if not the majority, of the financial burden relating to a funeral, but from a planning perspective, it gives clarity on the wishes of the deceased. Many Funeral Plans state what type of burial or cremation they want, as well as details on headstones, coffins, funeral directors and smaller items such as limousines, cars and floral arrangements.

Your next steps...

If you would like further information please contact one of our friendly staff.

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All information you provide us with will be stored securely and processed in accordance with our privacy policy. Any personal data you submit to us on this form will be submitted to our sales team who will handle your request.